Sharing Foreclosure Defense Tools, Tips, Templates, and Statutes from Korte & Wortman, P.A.

At Korte & Wortman, P.A. in West Palm Beach, Florida, we believe that everyone who is faced with a potential foreclosure situation deserves assistance. Whether you are looking for a law firm dedicated to helping to keep you in your home, or just some good information that can help you to keep your fight going on your own. With that in mind here is information from Operation Restoration, a website dedicated to relaying the facts to the general public about foreclosure. “A national mission of Healing and Restoration, dedicated to telling the truth,” according to the organization’s mission statement.

Part 1: Self Help
The best pre and post foreclosure defense begins with preparation and study.  Since this field of litigation is more uncommon, it is recommended that you understand the concepts first, collect the required documentation, and then choose an attorney that can litigate Securitization, Chain of title, and Standing – or – another approach — Loan Origination (Truth in Lending, RESPA, HOEPA, Regulation Z) litigation.  Known foreclosure defense experts can be found here: Restore Team orhttp://www.maxbankruptcybootcamp.com/find-graduates .  Max Gardner trains attorneys across the country how to operate in the foreclosure and securitization arena. Neil Garfield also gives education and refers attorneys.
Note: Attorneys are not necessarily cost prohibitive.  It is advised that you self-help, prepare, and organize as much as possible and then consult a professional litigator to complete the legal process and litigation.  Because there are so few resources specially trained in this field, you are more likely to get affordable and competent help if you prepare UP FRONT.

•  Submit Modification or Short Sale Request (with required documentation) to your Servicer (last minute requests do stop foreclosure).  Note: See the 2 modification lessons (Making Home Afford. andTraditional)and Frequently Asked Questions and the Short Sale Lesson andShort Sale Frequently Asked Questions.

•   Contact the Executive Area of the Servicer.  See Executive Contacts.
Request the help of a CEO Level Representative for last minute foreclosure postponement and case escalation.

To read this entire article, please go to: http://www.operationrest.org/ForeclosureDefense

If you are in West Palm Beach, Ft. Lauderdale, Miami, Tampa, St. Petersburg, Clearwater or anywhere else in the state of Florida and in need of a law firm knowledgeable about foreclosure defense, then contact us at Korte & Wortman, P.A. Korte & Wortman is a law firm specializing in all aspects of foreclosure including bankruptcy, mortgage debt, short sales, loan modification, predatory lending practices and Dodd-Frank Act violation litigation. We also specialize in credit card debt defense.

We have had excellent results working with a number of clients to help them stave off foreclosure and save their homes by getting them the mortgage modifications they need. Check out a few of our many success stories on our website at http://foreclosurefactor.com/results/loan-modification-results/.

Our home office is based in West Palm Beach, at 2041 Vista Parkway, Suite 102. You can call us at (561) 544-7071, stop in to our office, email us at vdinapoli@kwlawfirm.com or come to our website. Our firm represents clients throughout the state of Florida and across the eastern seaboard. We also have offices in Sunrise and Clearwater, Florida.

West Palm Beach, Miami and Ft. Lauderdale bankruptcy courtrooms covert to digital audio recordings

On July 30th the United State Bankruptcy Court for the Southern District of Florida announced that it would be transitioning all bankruptcy court rooms district-wide to digital audio recordings (DAR) of all court proceedings starting on Saturday, August 1, 2015. Here are the contents of the press release from the Court:

“On August 1, 2015, the U.S. Bankruptcy Court for the Southern District of Florida [Miami Division] will transition to digital audio recording (DAR) of all court proceedings. The courtroom technology selected is ForTheRecord® (FTR). Installation of new hardware and software necessary to accommodate DAR has been completed district-wide in the Miami, Ft. Lauderdale and West Palm Beach bankruptcy courtrooms. For an interim period, requests for transcripts will continue to be submitted to the court-approved transcript reporting company, Ouellette and Mauldin until such time as we have had an opportunity to accept and review solicitations from transcription companies interested in being added to the court-approved list.

The court went on to state that all attorneys and other parties appearing in court needed to follow certain “guidelines” pertaining to the optimal use of the digital audio recording system in the courtrooms:

“As a reminder, we ask that you become familiar DAR etiquette and get in the habit of following these basic guidelines when appearing in all bankruptcy courtrooms:

1) Speak clearly and audibly into the microphones. Only one person at a time should be speaking,

2) Each time you speak, please identify yourself by stating your name and the party(s) whom you represent. Spell difficult names for the record,

3) The DAR is extremely sensitive to sounds. All side conversations in the courtroom may be recorded.

Please direct inquiries to: Webmaster_FLSB@flsb.uscourts.gov ”

For more information about bankruptcy court, the new digital audio recording (DAR) system and how it may affect your appearance in bankruptcy court, or if you are in need of a bankruptcy attorney or bankruptcy defense lawyer, please contact us at Korte & Wortman, P.A. at (561) 544-7071 or go directly to the bankruptcy page of our website, http://foreclosurefactor.com/practice-areas/mortgage-litigation/bankruptcy-faqs/.

We look forward to assisting you with any foreclosure, bankruptcy, credit card debt defense or other real estate legal questions or issues that you may have.

An article from the Assouline & Berlowe, P.A. law firm was read to help compile the new courtroom guidelines list used in this blog:  https://assoulineberlowe.wordpress.com/2015/07/29/shhhhh-in-the-courtroom-bankruptcy-court-goes-digital/